The decision to renting or buying house boils down to practical factors like whether you need more space to have a family or your…
Loans
Here are some helpful hints that can be used if you borrow money, take out a loan, or use a credit card.
Should I Opt for an Adjustable or Fixed-Rate Mortgage?
Buying a house is a significant moment in almost anyone's life. Are you certain you know how to choose between Adjustable or Fixed-Rate Mortgage?
Are Banks Misleading Customers by Offering Complex Mortgages?
Banks are frequently accused of profiting from confusingly complex products. But is it really that banks are offering complex mortgages to mislead customers?
Why a Good Credit Score Isn’t Enough Anymore?
You may believe that your credit score is adequate if you are authorized for a loan. But even a strong score of 700 or…
What to do if you are having trouble paying your mortgage?
Taking decisive action and being proactive when you are having trouble paying your mortgage can help you avoid foreclosure and bring you back on…
5 Actions to Take Before Shopping for Car Loans
Planning ahead of time when shopping for car loans will save you money, time, and stress. Here are 5 steps you should take before…
Interest Rate vs. Annual Percentage Rate
Interest rate and annual percentage rate are concepts widely used with loans. Although similar, one distinctive difference takes them apart. Do you know which?
Peer-to-Peer Lending & How It Works?
Peer-to-Peer lending, or P2P lending, is where individuals lend money to other individuals or businesses. Learn more about how it works for debtors and…
What is Good Credit Score and how to maintain it?
If you have ever considered getting a loan, a good credit score is a must. Read more on how your numbers compare and what…
What is a Mortgage Loan?
Before applying for a mortgage loan, you need to know what it is and how it works. Learn about different mortgage types and the…